FORECLOSURE FOR SALE

f you are in the market for a foreclosed home, you are at the right place to get the help you need in Maryland. Our experienced foreclosure specialist will help you buy a foreclosed home in the Baltimore, Annapolis, market place. HUD, VA, Fannie Mae, Freddie Mac and many banks offer excellent buys on foreclosed real estate in Prince George's, Anne Arundel, Baltimore, Montgomery, Howard, Charles and Calvert counties.

eal Estate is expensive in the Washington DC/Baltimore/Annapolis market place. We always want to get the very best value for our buyers. One way to get good value is to buy a foreclosed home. Our agents are specially trained and experienced selling VA, HUD, Fannie Mae, Freddie Mac foreclosures and we'll make sure that you get the very best house for your money.

UD and VA homes are purchased through licensed real estate agents and their approved brokers. We have access to all homes. HUD and VA have a strict bidding procedure and the bids are opened on a specific day of the month. The highest bid will get the award. However, HUD does have a minimum amount that they will accept. So, extremely low bids will not succeed and will lead to disappointment. Bank foreclosures are negotiated by you, with our help, and the listing agents or bank.

FORECLOSED HOMES ARE PRICED TO SELL.

ost foreclosed homes are priced at fair market value. However, VA and HUD homes are often priced below area comparables. Furthermore, you may, through the bid process, be able to get a home at below market value if you shop carefully and use an experienced agent to help. We can help. We can also help you by giving you the comparable pricing information for the community to help you make a good pricing decision when you prepare your bid. You will need to get pre-qualified before making a bid and we'll help. We work with lenders who are familiar with the procedures and will prepare the pre-qualification document before you begin your home search. There is no fee for this service.

YOU CAN BUY A HUD HOME.

nyone with the cash or ability to obtain a mortgage loan can buy a foreclosed home. You will have to qualify for the mortgage as with any home purchase, but we'll help you with the financing also. Often, the cash needed to buy a HUD or VA foreclosure is less than you would need to buy a home offered for sale by a non-foreclosure homeowner.

FORECLOSED HOMES ARE LOCATED EVERYWHERE.

ll over and around the Washington/Baltimore/Annapolis area. Fannie Mae and Freddie Mac foreclosed homes can be found in prices of up $150,000 to over $300,000. Other bank foreclosures can be found in the luxury priced homes. Foreclosures can be found in all geographical areas and in most communities. Not all areas all of the time, but, a wide search for homes will produce a variety of communities in which you can find foreclosed homes. HUD and VA foreclosed homes can be condominiums, town homes and single family homes and are located everywhere.

FORECLOSED HOMES CAN BE A BARGAIN!

UD homes are sold "as is" and HUD does not make repairs or offer warranties. However, the HUD homes are usually the best priced and offer the best value. If you are willing to invest some elbow grease in your home, you can get a good buy and make repairs and redecorate to make the foreclosed property a real home. Most bank foreclosures are in "move in" condition. Many will need cleaning up or cosmetic upgrading, but your home will be worth a lot more than you paid for it when you have put your decorating touches to work. VA will make some repairs and VA foreclosures are generally in better condition than HUD homes.

WE'LL PREPARE ALL OF THE PAPERWORK.

ur agent will prepare the bid for you if you select a HUD or VA foreclosure. Bank foreclosures, Fannie Mae and Freddie Mac foreclosures are purchased just like any real estate. We'll work with you to get the best buy for the home you select. Often the details of closing help and terms and conditions are as important to a buyers as the price. We'll consider all of these needs when we prepare your offer. If you are awarded a HUD or VA bid, we'll be notified within 48 hours. Settlement will be scheduled. Settlement will take place in 30-60 days during which your loan will be processed and you can begin making moving preparations.

NEVER A FEE TO OUR BUYERS!

e are paid by HUD, VA or the selling banks. We do not charge buyers anything for the home search, document preparation, financing assistance, or settlement procedures. We are paid by the sellers at settlement.

See popular homes styles found in Maryland and Virginia HERE

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